Heat Pumps · Mini-splits
One system. Heating & cooling. Mass Save® rebates.
High-efficiency ductless and ducted heat pumps for Massachusetts winters.
Heats & cools
Quiet, zoned, year-round comfort.
Up to 4× more efficient
3–4 units of heat per unit of electricity.
Works in MA winters
Operates efficiently down to -13°F.
Mass Save® · 2026
Up to $8,500 in rebates, 0% APR HEAT Loan.
Mass Save 2026: per-ton rebates capped at $8,500. We handle the paperwork.
Whole-home rebate. $2,650/ton (cap $8,500)
When heat pumps fully replace fossil-fuel heat
Partial-home rebate. $1,125/ton (cap $8,500)
Heat pumps supplement existing heating
HEAT Loan, 0% APR, up to $25,000
7-yr or 5-yr term based on income
New EPA refrigerant requirement
Must be R-32 or R-454B
Federal Sec. 25C expired Dec 2025. State rebates require pre-approval.
$8.5K
Mass Save 2026 cap (whole or partial)
Choose your fit
Whole-home or just where you need it.
Whole-home conversion
Best rebate eligibility
- Replaces fossil-fuel heat completely
- Up to $8,500 Mass Save rebate
- Zoned comfort in every room
- Eligible for full HEAT Loan
Partial-home upgrade
Cool spots, no AC required
- 1–4 rooms (bedroom, addition, basement)
- Up to $1,125 per ton in rebates
- Keep existing heat as backup
- Faster install, lower upfront cost
Interactive quiz
Find your Mass Save path in 60 seconds.
Four quick questions.
Sizing tool
What size heat pump do I need?
Manual-J style sizing for MA.
Zone planner
Design your zoned system. Room by room.
Click rooms. See live BTU and rebate.
How a mini-split works
Outdoor unit. Indoor zones. Quiet comfort.
Indoor unit types
Four ways to bring comfort indoors.
From wall-mount to ducted. Pick what fits.
The math, over 10 years
Oil heat costs go up. Heat pump bills don't.
Want to know what you qualify for?
Free Mass Save eligibility check.