Financing

Three ways to pay. Honest pros & cons for each.

No tricks. No "free panels." Honest comparison.

Cash purchase

Best long-term ROI

  • You own the system outright
  • SMART 3.0 + net metering credits
  • Mass Save rebates if bundled
  • No monthly payment
  • Largest upfront commitment

Solar loan

$0 down, fixed monthly

  • $0 down through partner lenders
  • You still own the system
  • Eligible for Mass Save
  • 10-25 year terms, fixed rate
  • Loan interest reduces vs. cash

Subject to lender credit approval.

Power Purchase Agreement (PPA)

$0 down, pay per kWh

  • $0 upfront (eligibility applies)
  • Third party owns the system
  • Per-kWh rate often below utility
  • No maintenance responsibility
  • Owner keeps incentives, not you
  • Annual escalator may apply

$0 down means no upfront cost, not free solar.

Which one fits you?

Quick rule of thumb to decide.

Heads up: Incentives change. Free consultation is the fastest way to know.
Know your incentives

What actually lowers your price in 2026.

Pick a system, slide your cost, see the real picture.

Try it yourself

What would your monthly payment look like?

Drop in a price, term and rate.

DIY question

Should you do it yourself?

Honest cost breakdown.

Got a competing quote?

Paste it. We’ll compare.

No tricks. Side-by-side.

State payments

What SMART 3.0 actually pays you.

$0.03 per kWh × 20 yr.

Reality check

Solar vs. investing in the market.

Solar vs. market head-to-head.

Get ready

Have these ready before our first visit.

Bonus tool

Driving electric? Plan your home charging.

See what charger and panel upgrade you need.